What We Do

We are not like traditional credit repair services.

How do we do this?

We work directly with the leading bureaus. We have real people – no automated software. No obtuse algorithm. We contact the agencies directly to rework and restore your credit score.


Sign Up for Credit Repair

Let us dispute negative, incorrect information from your credit reports on your behalf. We work with the bureaus to remove negative, unverified and incorrect accounts that are reporting to your credit.

We are willing to bet that it has taken years for your credit to get to the state it’s in so fixing it is not an overnight process. Be patient with the process, we are your team.

We have success in removing:

  • Negative Accounts
  • Collection Accounts
  • Derogatories and Charge Offs
  • Accounts related to Identity Theft
  • Late Payments
  • Student Loans
  • Repossessions


Public Records & Bankruptcy

Public Records can often hold you back from achieving your financial goals. Recovering from a bankruptcy can be difficult especially when it will remain on your credit for 7 – 10 years!

Did you know that Tax Liens, Bankruptcy and Judgements can be removed from your credit reports? It is not an easy process, which is why we are here to help remove these on your behalf!

Don’t let your past hold you back any longer. You deserve a real fresh start.


Sign Up for Credit Repair

Inquires occur when a financial institution, such as a lender or credit card issuer checks your credit after you’ve applied for mortgages, credit, loan or similar services. Have you applied for a car loan at a dealership and to your horror it added 6+ inquiries to your credit report!

Each inquiry can drop your score by a few points. A few inquiries may not hurt too much but having a lot of inquiries can make you seem like a risky consumer in the eyes of lenders. They may think you are short on cash and attempting to rack up debt.

Removing your inquiries can give you a nice boost in score. We can work on your behalf to remove hard inquiries that are not attached to active accounts.


Common Types of Hard Inquiries

  • Mortgage applications
  • Auto loan applications
  • Credit card applications
  • Student loan applications
  • Personal loan applications
  • Apartment rental applications

Collect Your Documents

Simple enough. We get all of the documents we need from you to start negotiating your negatives with the three credit reporting agencies.

First Cycle

We manually challenge each of the negatives on your credit report with the credit reporting agencies. The agencies will usually respond to you within 45 days and you send us each document for further analysis

Second Cycle

If all of the negatives have not been removed, we contest them again with the credit reporting agencies. We will also explore the option of restructuring or recategorizing negatives to increase your score.

Third Cycle

Once you have returned the documents you receive after the Second Cycle, we will contest any remaining negatives AGAIN. We explore every legal option we have to repair your credit and increase your credit score.


After 3 rounds, we analyze your progress! This is the time where you start rebuilding your score with the guidance we give you. You may need more rounds or you may be done at this point.

Ongoing Journey

Your road to restoring your credit is just beginning! You can continue with more rounds if needed, apply for a home, car or credit card.